Terms of Service & Client Liability Waiver

Margo’s Low-Impact Health Club

Effective Date: December 31, 2024

Welcome to Margo’s Low-Impact Health Club (hereinafter referred to as “the Studio”). By accessing our facilities, participating in any programs, or using our services, you agree to the terms and conditions outlined in this waiver. This waiver applies to all individuals, regardless of age, ability, gender, or background. Please read carefully.

1. Assumption of Risk Participation in fitness classes, exercises, and other activities at the Studio involves physical activity and carries inherent risks, including but not limited to, muscle strains, sprains, falls, and other physical injuries. By engaging in any activity at the Studio, you voluntarily assume all risks associated with participation, regardless of your individual fitness level.

2. Health and Medical Clearance By participating, you confirm that you are in good health and have no medical condition that would prevent safe participation. If you have any health concerns, it is your responsibility to consult with a healthcare provider before engaging in any of the Studio’s programs. Please notify the Studio of any specific needs, limitations, or accommodations required to ensure your safety and comfort.

3. Release of Liability In consideration of using the Studio’s facilities and services, you release and discharge Margo’s Low-Impact Health Club, its owners, instructors, employees, agents, and affiliates from all liability, claims, demands, or causes of action that may arise from your participation. This includes claims of negligence by the Studio or its staff.

4. Indemnification You agree to indemnify and hold harmless the Studio, its owners, instructors, employees, agents, and affiliates from any claims brought by others arising out of your actions, omissions, or participation in activities at the Studio.

5. Emergency Medical Treatment In the event of an emergency, you authorize the Studio to obtain medical treatment on your behalf. You assume responsibility for any resulting medical expenses and agree to provide accurate emergency contact information prior to participation.

6. Media Release The Studio may occasionally capture photographs or videos during classes or events for promotional purposes. By participating, you grant the Studio permission to use your image or likeness in promotional materials, including but not limited to social media, websites, and advertisements. If you prefer to opt-out, please notify us in writing.

7. Accessibility and Inclusivity The Studio is committed to creating an inclusive environment. If you require any accommodations to access our facilities, participate in classes, or utilize our services, please contact us in advance so we can ensure your needs are met.

8. No Guarantees While the Studio’s programs are designed to enhance fitness and wellness, individual results vary. The Studio does not guarantee specific outcomes or results from participation.

9. Governing Law This agreement is governed by the laws of the state of New Jersey. Any disputes arising under this agreement shall be resolved in New Jersey courts.

Acknowledgment and Acceptance By accessing the Studio’s facilities, participating in its programs, or using its services, you acknowledge that you have read, understood, and agreed to the terms of this liability waiver. Your participation indicates acceptance of these terms.

Contact Information For questions or concerns regarding this waiver or your participation, please contact us:

  • Email: hello@my-margos.com

  • Phone: (732)308-5300

  • Address: 3 West Main St, Freehold Borough, NJ 07728

Thank you for choosing Margo’s Low-Impact Health Club. We are committed to providing a safe, welcoming, and supportive environment for all participants!

MEMBERSHIP AGREEMENT

Business Name: BARSCHY LLC DBA Margo’s Low Impact Health Club

Location: Freehold, New Jersey

THIS IS A LEGALLY BINDING AGREEMENT. PLEASE READ CAREFULLY.

1. AGREEMENT

This Membership Agreement is entered into between the undersigned Member and BARSCHY LLC DBA Margo’s Low Impact Health Club, hereafter referred to as “Margo’s” or “Studio.”

By purchasing a membership, attending a class, or authorizing payment, Member agrees to all terms set forth herein.

2. MEMBERSHIP OPTIONS

Margo’s offers the following membership types:

  • Unlimited Monthly – 6 Month Term Commitment

  • Unlimited Monthly – Month to Month

  • Limited Monthly

  • Class Packs

  • Drop In Sessions

Specific pricing, start date, and rate are selected at time of purchase and are incorporated into this Agreement.

3. TERM

A. 6 Month Membership

The 6 Month Membership is a fixed term agreement beginning on the selected start date and continuing for six consecutive billing cycles.

This is a binding financial commitment for the full six month term.

B. Month to Month Membership

Month to Month memberships renew automatically each billing cycle until properly cancelled in accordance with Section 6.

4. BILLING AND PAYMENT AUTHORIZATION

Member authorizes Margo’s to charge the payment method on file for all recurring membership fees, failed payment fees, early termination balances, and any other amounts owed under this Agreement.

Member agrees to maintain valid and current billing information at all times.

If payment fails:

  • Member will be notified.

  • Member has 5 calendar days to cure the failed payment.

  • Access to classes may be suspended until payment is resolved.

Returned payments may incur a $25 administrative fee.

5. AUTO RENEWAL

All recurring memberships automatically renew unless properly cancelled in writing pursuant to Section 6.

Member understands that recurring billing will continue until written cancellation is confirmed.

6. CANCELLATION

All cancellations must be submitted in writing via email to admin@my-margos.com

or delivered in writing at the studio.

A written confirmation will be issued within 3 business days. If confirmation is not received, cancellation is not valid.

Cancellations take effect at the end of the current billing cycle, provided all outstanding amounts are paid.

7. EARLY TERMINATION – 6 MONTH MEMBERSHIP

The 6 Month Membership reflects a discounted rate in exchange for a full term commitment.

If Member elects to terminate before completion of the six month term, Member agrees to immediately pay the full remaining contract balance.

Remaining balance is calculated as:

Monthly Rate × Number of Months Remaining

Example:

If Monthly Rate is $279 and 3 months remain, total buy out is $837.

There is no additional penalty fee. The remaining balance is due in full at the time of early termination request.

Failure to pay the remaining balance constitutes breach of contract and may result in collections action.

Non attendance, injury, illness, pregnancy, relocation, scheduling conflicts, dissatisfaction, or financial hardship do not release Member from contractual responsibility.

8. FREEZE POLICY

Members may request one freeze per 6 month period for up to 30 consecutive days for medical, travel, or hardship reasons.

  • Request must be submitted in writing 14 days in advance.

  • Documentation may be required.

  • Freeze time extends the contract term by the number of frozen days.

Freeze approval is at the sole discretion of the Studio.

9. NO REFUNDS

All payments are final and non refundable, including unused classes or partial months, except where required by New Jersey law or in the event of permanent studio closure.

10. MEMBER CONDUCT

Member agrees to:

  • Follow instructor guidance

  • Disclose medical conditions, pregnancy, or injuries

  • Use equipment safely

  • Maintain respectful conduct

Margo’s reserves the right to suspend or terminate membership without refund for unsafe behavior, harassment, or violation of studio policies.

11. ASSUMPTION OF RISK

Member acknowledges that participation in fitness activities involves inherent risks.

Liability is governed by the signed Client Liability Waiver, which is incorporated by reference into this Agreement.

12. DEFAULT AND COLLECTION

If Member defaults on payment obligations:

  • Studio may charge the payment method on file

  • Studio may suspend access

  • Studio may refer unpaid balances to a third party collection agency

Member agrees to pay reasonable collection costs and attorney fees permitted by law.

13. POLICY CHANGES

Margo’s may update pricing or policies with 30 days written notice.

Existing 6 Month Members remain bound by their agreed rate for the duration of their term.

14. GOVERNING LAW AND VENUE

This Agreement is governed by the laws of the State of New Jersey.

Any dispute shall be brought exclusively in the state courts located in Monmouth County, New Jersey.

15. SEVERABILITY

If any provision of this Agreement is found unenforceable, the remaining provisions shall remain in full force and effect.

16. ENTIRE AGREEMENT

This Agreement, together with the Client Liability Waiver, constitutes the entire agreement between Member and Studio and supersedes all prior representations or agreements.

17. ELECTRONIC SIGNATURE

Member agrees that electronic acceptance or digital signature has the same legal effect as a handwritten signature.

FINANCIAL COMMITMENT DISCLOSURE

BY PURCHASING THE 6-MONTH UNLIMITED MEMBERSHIP, YOU ACKNOWLEDGE THAT A 6 MONTH MEMBERSHIP IS A BINDING FINANCIAL COMMITMENT FOR THE FULL TERM SELECTED. YOU ARE RESPONSIBLE FOR PAYMENT OF THE ENTIRE 6 MONTH BALANCE REGARDLESS OF ATTENDANCE, INJURY, ILLNESS, PREGNANCY, RELOCATION, OR ANY OTHER PERSONAL CIRCUMSTANCE. EARLY TERMINATION REQUIRES PAYMENT OF THE FULL REMAINING CONTRACT BALANCE AS SET FORTH IN SECTION 7.